First Health Insurance Coverage for Drug & Alcohol Rehab Treatment
First Health Coverage Levels and Coverage Plans
As a major health insurance provider, First Health may cover the usual treatment options offered by most major health insurance plans. Many insurance plans cover such services on an inpatient or outpatient level of care, depending on the specific needs of the person. However, while your insurance company may cover certain addiction treatment, this doesn’t mean you will qualify to receive all of these covered benefits. Typically, you also have to have your case reviewed by an insurance specialist who will determine if you meet the criteria for the coverage.
First Health insurance coverage has different plans with various levels including PPO plans. Some of these plans may cover more of the out-of-pocket cost of drug treatment. You need to contact First Health to determine the benefits provided in your coverage plan.
Typically, most insurance plans have a network of providers that provide specific levels of health insurance coverage. At times, these networks can be dependent on a certain geographic location. For example, if you live in Florida, your plan may only cover treatment providers in that state. If you choose to seek treatment in another state, First Health may not cover the costs. In some cases, there may be situations in which an out-of-network provider can provide addiction treatment, though the coverage may be more expensive.
About First Health
First Health Group Corp., along with Cofinity, merged with Aetna in May 2013, which has consequently formed a treatment network providing numerous treatment options for members of these plans.1 First Health operates nationwide, with strong coverage networks in Michigan and Colorado. The company provides coverage for 5.5 million people, and more than 96% of Americans are within 20 miles of a network provider.2
In addition, Aetna partners with Medicare to offer certain types of Medicare coverage and Medicare supplement plans.3
Sources
- First Health Group. Home.
- First Health Group. Medical Network Options.
- Medicare.com. Aetna Medicare: Medicare Coverage & Medicare Plans.