In-Network with AAC

Rehabs That Accept Indiana Anthem Blue Cross Blue Shield (BCBS) Insurance

Updated Dec 19, 2024

Yes. This provider covers drug and alcohol rehab.

American Addiction Centers (AAC) aims to provide you with the most current and updated information on addiction insurance coverage.

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Provider Overview

About Anthem Blue Cross Blue Shield Indiana

Blue Cross Blue Shield of Indiana is part of the nationwide Blue Cross Blue Shield network of companies.¹ The company was founded in 1929 and currently covers 115 million people in all 50 U.S. states, D.C., and Puerto Rico.²

Anthem Blue Cross Blue Shield offers a variety of insurance plans in Indiana, including Marketplace plans, Medicare options, and employer plans.³ They also have Indiana Medicaid plans.⁴

BCBS Coverage Levels and Plans

Anthem BCBS of Indiana has different coverage levels within their plans so customers can choose the mix of cost and coverage that works best for them. In the Health Insurance Marketplace, you can get Bronze, Silver, and Gold plans:³

Bronze plans have the lowest monthly premium and cover about 60% of the cost of care.³
Gold plans have the highest premium and cover 80% of the cost of care.
Silver plans are in the middle.³

You can also get Anthem BCBS plans through your employer.³ BCBS plan types that may be offered by employers include:⁴

HMO plans. Health maintenance organization (HMO) plans have low premiums and out-of-pocket costs for in-network providers. However, out-of-network care is not covered and you may need to choose a primary care physician (PCP) from your network.
PPO plans. Like HMOs, PPO plans have low out-of-pocket costs for in-network providers. However, they cover out-of-network care at a higher cost and have higher monthly premiums than HMOs.

BCBS Medicaid plans in Indiana are available to cover medical care for individuals and families below a certain income level.⁵

Coverage

Does Anthem Blue Cross Blue Shield (BCBS) in Indiana Cover Drug or Alcohol Rehab?

Yes. BCBS plans offer at least some coverage for drug and alcohol addiction treatment due to the requirements of the Affordable Care Act (ACA).⁶ The ACA requires all individual, small employer, and ACA Marketplace health insurance plans to cover mental health and substance use treatment.⁶

The extent of this coverage will vary depending on the individual insurance policy details.

How to Check Your Anthem Blue Cross Blue Shield (BCBS) Indiana Insurance Benefits

There are a few options for checking your Indiana BCBS insurance coverage. By contacting American Addiction Centers (AAC) through our 24/7 helpline, our admissions navigators can verify your insurance in just a few minutes and answer any questions you have about rehab. You can reach us by calling or through text.

You can also contact the insurance company directly by calling the number on the back of your insurance card. Another option is to log in to your insurance account online, where you can learn more about your coverage and find in-network medical providers.

What Addiction Treatment Does Anthem BCBS of Indiana Cover?

When using BCBS in Indiana for rehab, you may wonder what types of addiction treatment are available.

Some of the treatment options your Indiana BCBS may cover include:⁷

Detox is the process of substances leaving your system. Many times detox is medically supervised to treat withdrawal symptoms and ensure clients are safe and as comfortable as possible.⁸
Inpatient or residential care provides around-the-clock support for those whose substance use is significantly disrupting their lives. When you’re in residential treatment, you can focus on recovery with no distractions.
Outpatient treatment allows you to attend treatment during the day and live at home or in sober living outside of treatment. Some outpatient treatment is full-time, while other programs meet a few hours per week.
Therapy is an important part of all treatment programs. Evidence-based approaches help you work through trauma and create a solid foundation for long-term recovery.
Medications for substance use disorder can help manage cravings and lower the risk of relapse during and after treatment.⁹

It’s important to know that insurance focuses on covering medically necessary care, so you’ll want to work with your doctor to create a treatment plan that fits your needs.

Does Anthem Blue Cross Blue Shield (BCBS) of Indiana Cover Mental Health & Co-Occurring Disorder Treatment?

Many times, people who struggle with substance use also have a co-occurring mental illness (e.g., depression, anxiety, PTSD). Screening for co-occurring disorders and integrated treatment is an essential part of treatment for many patients.¹⁰Fortunately, the ACA requires most long-term insurance plans to cover both mental health and addiction treatment.⁶

That means that your Anthem BCBS of Indiana plan will likely cover at least some of the cost of mental health treatment.

Next Steps

Using Anthem Blue Cross Blue Shield (BCBS) of Indiana at American Addiction Centers

AAC is proud to run a variety of high-quality treatment centers across the country, and many accept Blue Cross Blue Shield coverage. AAC treatment centers provide evidence-based treatment, and many have integrated dual-diagnosis treatments for co-occurring disorders.

You can learn more about the admission process and how we can help you start your journey to recovery by contacting us at any time.

Check Your Anthem Blue Cross Blue Shield (BCBS) of Indiana Coverage

If you’re ready to get started building a substance-free life, we’re here to help. You can start by verifying your insurance coverage. Simply contact AAC any time, around the clock. Our admissions navigators can answer your questions and review your coverage in just a few minutes while chatting with you.

You deserve a life you love. Contact us to get started today.

Sources

Blue Cross Blue Shield. (2024). About us.
Blue Cross Blue Shield. (2024). The Blue Cross Blue Shield system.
Anthem Blue Cross Blue Shield. (2024). Individual and family health insurance plans in Indiana.
Anthem Blue Cross Blue Shield. (n.d.). Understanding HMO health coverage plans.
Anthem Blue Cross Blue Shield. (2024). Medicaid insurance in Indiana.
U.S. Health and Human Services. (n.d.). Does the Affordable Care Act cover individuals with mental health problems?
Substance Abuse and Mental Health Services Administration. (n.d.). Treatment options.
Geneva: World Health Organization. (2009). Clinical guidelines for withdrawal management and treatment of drug dependence in closed settings. Chapter 4, Withdrawal management.
National Institute on Drug Abuse. (2020, July). Drugs, brains, and behavior: The science of addiction—Treatment and recovery.
National Institute on Drug Abuse. (2024, March). Substance use and co-occurring mental disorders.

Rehabs That May Accept This Insurance

American Addiction Centers (AAC) owns and operates facilities at various locations nationwide to provide you or your loved one addiction and mental health care.

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About The Contributor

Anna Spooner

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